Why You Can’t Get Your Bankruptcy Records For Free
It’s not so hard to settle the myth about getting your free bankruptcy records. They don’t exist. It’s true that you may find that you receive offers for a free copy but you don’t get your records this way. At most, you might get confirmation that you have in fact filed for bankruptcy. This is not helpful information to you.
The records that you’re actually looking for are kept by the courts and filed. Most bankruptcies can be found within a database and the files can be accessed and printed. But this is not a free service, thus any website offering you free access to your documents can’t deliver on it. The website that would deliver on such a promise would be bankrupt as well since they are charged a fee to gain the access. Thus, they are going to have to charge you a fee in order to make a profit.
Whether you realize it or not charging for the service is not a bad idea when it comes down to your right to privacy. Actually offering free bankruptcy records would give others access to your account information provided they had all of the right basics like your social security number. Since this is not what you would want to have happen, the next best thing is finding a website that doesn’t overcharge for their services. You don’t want to have to pay more than you need to and you certainly want reasonable rates.
Usually it’s not hard to find a website that can offer you the reasonable fees you want without duping you into thinking that you’re getting free bankruptcy records. You may want to investigate the going rate with several different websites in order to make sure you’re not overpaying or dramatically underpaying. Being charged less than the going rate is a red flag. This can be a person that is interested in obtaining your personal information for other purposes rather than a legitimate business service. Just because you filed for bankruptcy doesn’t mean that you’re completely in the clear when it comes to identity theft.
Any website that pretends to offer you free bankruptcy records and then switches it around so that you have to pay is not a website that is based on integrity. Anytime marketing techniques use lies to draw you in you might want to consider whether or not you really want to do business with them. How much honesty do you expect from a business when they start you off with a lie?