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Does my lender need my bankruptcy documents?

Posted: September 2, 2014 at 6:06 am

You should order a complete bankruptcy records package if financing, or refinancing a home. Mortgage lenders do require proof of bankruptcy records filings. Schedules, list of creditors and/or your discharge record might not be enough for some lenders. Reaffirmation agreements will be included in the complete bankruptcy file (if there was one). The bankruptcy documents required will be indicated by your lender.

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